When's the last time you
completed a financial check-up?

Have credit cards?
Call creditors and ask them to lower your interest rate.
If they are unwilling, and it's possible, transfer balance(s) to a card with a lower rate or perhaps consider consolidating. (Beware of transfer fees).

Own your home?
With the recent drop in interest rates, it may be beneficial to look into seeing if you qualify for a lower interest rate on your mortgage.
(Be sure to weigh all options including any fees and/or closing costs).

Insurance?
When is the last time you've checked your policies?
This includes auto, home/renters and life.
Are you getting the best rates? How do you know?

It's up to us to be informed consumers.
Looking into any of these three areas
could potentially save you hundreds of dollars a year.